diff --git a/app/Notifications/User/BillReminder.php b/app/Notifications/User/BillReminder.php
index 35b3f53047..8c41751137 100644
--- a/app/Notifications/User/BillReminder.php
+++ b/app/Notifications/User/BillReminder.php
@@ -26,11 +26,14 @@ namespace FireflyIII\Notifications\User;
 
 use FireflyIII\Models\Bill;
 use FireflyIII\Notifications\ReturnsAvailableChannels;
+use FireflyIII\Notifications\ReturnsSettings;
 use FireflyIII\User;
 use Illuminate\Bus\Queueable;
 use Illuminate\Notifications\Messages\MailMessage;
 use Illuminate\Notifications\Messages\SlackMessage;
 use Illuminate\Notifications\Notification;
+use NotificationChannels\Pushover\PushoverMessage;
+use Ntfy\Message;
 
 /**
  * Class BillReminder
@@ -66,14 +69,9 @@ class BillReminder extends Notification
      */
     public function toMail(User $notifiable)
     {
-        $subject = (string) trans(sprintf('email.bill_warning_subject_%s', $this->field), ['diff' => $this->diff, 'name' => $this->bill->name]);
-        if (0 === $this->diff) {
-            $subject = (string) trans(sprintf('email.bill_warning_subject_now_%s', $this->field), ['diff' => $this->diff, 'name' => $this->bill->name]);
-        }
-
         return (new MailMessage())
             ->markdown('emails.bill-warning', ['field' => $this->field, 'diff' => $this->diff, 'bill' => $this->bill])
-            ->subject($subject);
+            ->subject($this->getSubject());
     }
 
     /**
@@ -81,10 +79,6 @@ class BillReminder extends Notification
      */
     public function toSlack(User $notifiable)
     {
-        $message = (string) trans(sprintf('email.bill_warning_subject_%s', $this->field), ['diff' => $this->diff, 'name' => $this->bill->name]);
-        if (0 === $this->diff) {
-            $message = (string) trans(sprintf('email.bill_warning_subject_now_%s', $this->field), ['diff' => $this->diff, 'name' => $this->bill->name]);
-        }
         $bill = $this->bill;
         $url  = route('bills.show', [$bill->id]);
 
@@ -93,7 +87,36 @@ class BillReminder extends Notification
             ->attachment(static function ($attachment) use ($bill, $url): void {
                 $attachment->title((string) trans('firefly.visit_bill', ['name' => $bill->name]), $url);
             })
-            ->content($message);
+            ->content($this->getSubject());
+    }
+
+    public function toNtfy(User $notifiable): Message
+    {
+        $settings = ReturnsSettings::getSettings('ntfy', 'user', $notifiable);
+        $message  = new Message();
+        $message->topic($settings['ntfy_topic']);
+        $message->title($this->getSubject());
+        $message->body((string) trans('email.bill_warning_please_action'));
+
+        return $message;
+    }
+
+    /**
+     * @SuppressWarnings(PHPMD.UnusedFormalParameter)
+     */
+    public function toPushover(User $notifiable): PushoverMessage
+    {
+        return PushoverMessage::create((string) trans('email.bill_warning_please_action'))
+                              ->title($this->getSubject());
+    }
+
+    private function getSubject(): string
+    {
+        $message = (string) trans(sprintf('email.bill_warning_subject_%s', $this->field), ['diff' => $this->diff, 'name' => $this->bill->name]);
+        if (0 === $this->diff) {
+            $message = (string) trans(sprintf('email.bill_warning_subject_now_%s', $this->field), ['diff' => $this->diff, 'name' => $this->bill->name]);
+        }
+        return $message;
     }
 
     /**
diff --git a/app/Notifications/User/NewAccessToken.php b/app/Notifications/User/NewAccessToken.php
index 16175a22ae..65269d02a5 100644
--- a/app/Notifications/User/NewAccessToken.php
+++ b/app/Notifications/User/NewAccessToken.php
@@ -25,11 +25,14 @@ declare(strict_types=1);
 namespace FireflyIII\Notifications\User;
 
 use FireflyIII\Notifications\ReturnsAvailableChannels;
+use FireflyIII\Notifications\ReturnsSettings;
 use FireflyIII\User;
 use Illuminate\Bus\Queueable;
 use Illuminate\Notifications\Messages\MailMessage;
 use Illuminate\Notifications\Messages\SlackMessage;
 use Illuminate\Notifications\Notification;
+use NotificationChannels\Pushover\PushoverMessage;
+use Ntfy\Message;
 
 /**
  * Class NewAccessToken
@@ -66,6 +69,26 @@ class NewAccessToken extends Notification
         return new SlackMessage()->content((string) trans('email.access_token_created_body'));
     }
 
+    public function toNtfy(User $notifiable): Message
+    {
+        $settings = ReturnsSettings::getSettings('ntfy', 'user', $notifiable);
+        $message  = new Message();
+        $message->topic($settings['ntfy_topic']);
+        $message->title((string) trans('email.access_token_created_subject'));
+        $message->body((string) trans('email.access_token_created_body'));
+
+        return $message;
+    }
+
+    /**
+     * @SuppressWarnings(PHPMD.UnusedFormalParameter)
+     */
+    public function toPushover(User $notifiable): PushoverMessage
+    {
+        return PushoverMessage::create((string) trans('email.access_token_created_body'))
+                              ->title((string) trans('email.access_token_created_subject'));
+    }
+
     /**
      * @SuppressWarnings(PHPMD.UnusedFormalParameter)
      */
diff --git a/app/Notifications/User/RuleActionFailed.php b/app/Notifications/User/RuleActionFailed.php
index ea36540bb4..60f3016e90 100644
--- a/app/Notifications/User/RuleActionFailed.php
+++ b/app/Notifications/User/RuleActionFailed.php
@@ -25,10 +25,13 @@ declare(strict_types=1);
 namespace FireflyIII\Notifications\User;
 
 use FireflyIII\Notifications\ReturnsAvailableChannels;
+use FireflyIII\Notifications\ReturnsSettings;
 use FireflyIII\User;
 use Illuminate\Bus\Queueable;
 use Illuminate\Notifications\Messages\SlackMessage;
 use Illuminate\Notifications\Notification;
+use NotificationChannels\Pushover\PushoverMessage;
+use Ntfy\Message;
 
 /**
  * Class RuleActionFailed
@@ -81,12 +84,33 @@ class RuleActionFailed extends Notification
     }
 
 
+    public function toNtfy(User $notifiable): Message
+    {
+        $settings = ReturnsSettings::getSettings('ntfy', 'user', $notifiable);
+        $message  = new Message();
+        $message->topic($settings['ntfy_topic']);
+        $message->body($this->message);
+
+        return $message;
+    }
+
+    /**
+     * @SuppressWarnings(PHPMD.UnusedFormalParameter)
+     */
+    public function toPushover(User $notifiable): PushoverMessage
+    {
+        return PushoverMessage::create($this->message);
+    }
+
     /**
      * @SuppressWarnings(PHPMD.UnusedFormalParameter)
      */
     public function via(User $notifiable)
     {
-        // todo disable mail channel
-        return ReturnsAvailableChannels::returnChannels('user', $notifiable);
+        $channels = ReturnsAvailableChannels::returnChannels('user', $notifiable);
+        if (($key = array_search('mail', $channels)) !== false) {
+            unset($channels[$key]);
+        }
+        return $channels;
     }
 }
diff --git a/app/Notifications/User/TransactionCreation.php b/app/Notifications/User/TransactionCreation.php
index 4262543c7e..9d1ac6e198 100644
--- a/app/Notifications/User/TransactionCreation.php
+++ b/app/Notifications/User/TransactionCreation.php
@@ -71,7 +71,6 @@ class TransactionCreation extends Notification
      */
     public function via(User $notifiable)
     {
-        // todo only over email?
-        return ReturnsAvailableChannels::returnChannels('user', $notifiable);
+        return ['mail'];
     }
 }
diff --git a/app/Notifications/User/UserLogin.php b/app/Notifications/User/UserLogin.php
index c0a06bbad2..bfa803fe30 100644
--- a/app/Notifications/User/UserLogin.php
+++ b/app/Notifications/User/UserLogin.php
@@ -26,11 +26,14 @@ namespace FireflyIII\Notifications\User;
 
 use FireflyIII\Exceptions\FireflyException;
 use FireflyIII\Notifications\ReturnsAvailableChannels;
+use FireflyIII\Notifications\ReturnsSettings;
 use FireflyIII\User;
 use Illuminate\Bus\Queueable;
 use Illuminate\Notifications\Messages\MailMessage;
 use Illuminate\Notifications\Messages\SlackMessage;
 use Illuminate\Notifications\Notification;
+use NotificationChannels\Pushover\PushoverMessage;
+use Ntfy\Message;
 
 /**
  * Class UserLogin
@@ -60,41 +63,38 @@ class UserLogin extends Notification
     public function toMail(User $notifiable)
     {
         $time = now(config('app.timezone'))->isoFormat((string) trans('config.date_time_js'));
-        $host = '';
-
-        try {
-            $hostName = app('steam')->getHostName($this->ip);
-        } catch (FireflyException $e) {
-            app('log')->error($e->getMessage());
-            $hostName = $this->ip;
-        }
-        if ($hostName !== $this->ip) {
-            $host = $hostName;
-        }
 
         return (new MailMessage())
-            ->markdown('emails.new-ip', ['time' => $time, 'ipAddress' => $this->ip, 'host' => $host])
+            ->markdown('emails.new-ip', ['time' => $time, 'ipAddress' => $this->ip, 'host' => $this->getHost()])
             ->subject((string) trans('email.login_from_new_ip'));
     }
 
+    public function toNtfy(User $notifiable): Message
+    {
+        $settings = ReturnsSettings::getSettings('ntfy', 'user', $notifiable);
+        $message  = new Message();
+        $message->topic($settings['ntfy_topic']);
+        $message->title((string) trans('email.login_from_new_ip'));
+        $message->body((string) trans('email.slack_login_from_new_ip', ['host' => $this->getHost(), 'ip' => $this->ip]));
+
+        return $message;
+    }
+
+    /**
+     * @SuppressWarnings(PHPMD.UnusedFormalParameter)
+     */
+    public function toPushover(User $notifiable): PushoverMessage
+    {
+        return PushoverMessage::create((string) trans('email.slack_login_from_new_ip', ['host' => $this->getHost(), 'ip' => $this->ip]))
+                              ->title((string) trans('email.login_from_new_ip'));
+    }
+
     /**
      * @SuppressWarnings(PHPMD.UnusedFormalParameter)
      */
     public function toSlack(User $notifiable)
     {
-        $host = '';
-
-        try {
-            $hostName = app('steam')->getHostName($this->ip);
-        } catch (FireflyException $e) {
-            app('log')->error($e->getMessage());
-            $hostName = $this->ip;
-        }
-        if ($hostName !== $this->ip) {
-            $host = $hostName;
-        }
-
-        return new SlackMessage()->content((string) trans('email.slack_login_from_new_ip', ['host' => $host, 'ip' => $this->ip]));
+        return new SlackMessage()->content((string) trans('email.slack_login_from_new_ip', ['host' => $this->getHost(), 'ip' => $this->ip]));
     }
 
     /**
@@ -104,4 +104,19 @@ class UserLogin extends Notification
     {
         return ReturnsAvailableChannels::returnChannels('user', $notifiable);
     }
+
+    private function getHost(): string {
+        $host = '';
+
+        try {
+            $hostName = app('steam')->getHostName($this->ip);
+        } catch (FireflyException $e) {
+            app('log')->error($e->getMessage());
+            $hostName = $this->ip;
+        }
+        if ($hostName !== $this->ip) {
+            $host = $hostName;
+        }
+        return $host;
+    }
 }
diff --git a/app/Notifications/User/UserNewPassword.php b/app/Notifications/User/UserNewPassword.php
index e7988763b7..3b2cc285d0 100644
--- a/app/Notifications/User/UserNewPassword.php
+++ b/app/Notifications/User/UserNewPassword.php
@@ -25,10 +25,14 @@ declare(strict_types=1);
 namespace FireflyIII\Notifications\User;
 
 use FireflyIII\Notifications\ReturnsAvailableChannels;
+use FireflyIII\Notifications\ReturnsSettings;
 use FireflyIII\User;
 use Illuminate\Bus\Queueable;
 use Illuminate\Notifications\Messages\MailMessage;
+use Illuminate\Notifications\Messages\SlackMessage;
 use Illuminate\Notifications\Notification;
+use NotificationChannels\Pushover\PushoverMessage;
+use Ntfy\Message;
 
 /**
  * Class UserNewPassword
@@ -67,6 +71,29 @@ class UserNewPassword extends Notification
     /**
      * @SuppressWarnings(PHPMD.UnusedFormalParameter)
      */
+    public function toSlack(User $notifiable)
+    {
+        return new SlackMessage()->content((string) trans('email.reset_pw_message'));
+    }
+
+    public function toNtfy(User $notifiable): Message
+    {
+        $settings = ReturnsSettings::getSettings('ntfy', 'user', $notifiable);
+        $message  = new Message();
+        $message->topic($settings['ntfy_topic']);
+        $message->body((string) trans('email.reset_pw_message'));
+
+        return $message;
+    }
+
+    /**
+     * @SuppressWarnings(PHPMD.UnusedFormalParameter)
+     */
+    public function toPushover(User $notifiable): PushoverMessage
+    {
+        return PushoverMessage::create((string) trans('email.reset_pw_message'));
+    }
+
     public function via(User $notifiable)
     {
         return ReturnsAvailableChannels::returnChannels('user', $notifiable);
diff --git a/app/Notifications/User/UserRegistration.php b/app/Notifications/User/UserRegistration.php
index a973b4a7fc..d839797b13 100644
--- a/app/Notifications/User/UserRegistration.php
+++ b/app/Notifications/User/UserRegistration.php
@@ -24,7 +24,6 @@ declare(strict_types=1);
 
 namespace FireflyIII\Notifications\User;
 
-use FireflyIII\Notifications\ReturnsAvailableChannels;
 use FireflyIII\User;
 use Illuminate\Bus\Queueable;
 use Illuminate\Notifications\Messages\MailMessage;
@@ -64,6 +63,7 @@ class UserRegistration extends Notification
      */
     public function via(User $notifiable)
     {
-        return ReturnsAvailableChannels::returnChannels('user', $notifiable);
+        // other settings will not be available at this point anyway.
+        return ['mail'];
     }
 }
diff --git a/resources/lang/en_US/email.php b/resources/lang/en_US/email.php
index 408e75132a..9f07ac0a38 100644
--- a/resources/lang/en_US/email.php
+++ b/resources/lang/en_US/email.php
@@ -109,6 +109,7 @@ return [
 
     // reset password
     'reset_pw_subject'                            => 'Your password reset request',
+    'reset_pw_message' => 'You have received password reset instructions in your email. If this was you, please follow the instructions.',
     'reset_pw_instructions'                       => 'Somebody tried to reset your password. If it was you, please follow the link below to do so.',
     'reset_pw_warning'                            => '**PLEASE** verify that the link actually goes to the Firefly III you expect it to go!',