diff --git a/app/Http/Controllers/RuleController.php b/app/Http/Controllers/RuleController.php
index c33c759eb3..3e5b4e5fba 100644
--- a/app/Http/Controllers/RuleController.php
+++ b/app/Http/Controllers/RuleController.php
@@ -541,6 +541,7 @@ class RuleController extends Controller
                 'title'               => trans('firefly.default_rule_name'),
                 'description'         => trans('firefly.default_rule_description'),
                 'trigger'             => 'store-journal',
+                'strict'              => true,
                 'rule-trigger-values' => [
                     trans('firefly.default_rule_trigger_description'),
                     trans('firefly.default_rule_trigger_from_account'),
diff --git a/app/TransactionRules/Processor.php b/app/TransactionRules/Processor.php
index dd5f630198..ca7298dcdf 100644
--- a/app/TransactionRules/Processor.php
+++ b/app/TransactionRules/Processor.php
@@ -31,6 +31,7 @@ use FireflyIII\TransactionRules\Actions\ActionInterface;
 use FireflyIII\TransactionRules\Factory\ActionFactory;
 use FireflyIII\TransactionRules\Factory\TriggerFactory;
 use FireflyIII\TransactionRules\Triggers\AbstractTrigger;
+use FireflyIII\TransactionRules\Triggers\UserAction;
 use Illuminate\Support\Collection;
 use Log;
 
@@ -279,11 +280,14 @@ final class Processor
                 Log::debug('Is a match!');
                 ++$hitTriggers;
                 // is non-strict? then return true!
-                if (!$this->strict) {
+                if (!$this->strict && UserAction::class !== \get_class($trigger)) {
                     Log::debug('Rule is set as non-strict, return true!');
 
                     return true;
                 }
+                if (!$this->strict && UserAction::class === \get_class($trigger)) {
+                    Log::debug('Rule is set as non-strict, but action was "user-action". Will not return true.');
+                }
             }
             if ($trigger->stopProcessing) {
                 Log::debug('Stop processing this trigger and break.');