diff --git a/app/Services/Internal/Support/JournalServiceTrait.php b/app/Services/Internal/Support/JournalServiceTrait.php
index a57d16487f..70a9668b0c 100644
--- a/app/Services/Internal/Support/JournalServiceTrait.php
+++ b/app/Services/Internal/Support/JournalServiceTrait.php
@@ -35,7 +35,7 @@ use FireflyIII\Repositories\Account\AccountRepositoryInterface;
 use FireflyIII\Repositories\Budget\BudgetRepositoryInterface;
 use FireflyIII\Repositories\Category\CategoryRepositoryInterface;
 use FireflyIII\Support\NullArrayObject;
-use Log;
+use Illuminate\Support\Facades\Log;
 
 /**
  * Trait JournalServiceTrait
@@ -86,9 +86,14 @@ trait JournalServiceTrait
             Log::debug(sprintf('Search again using the new name, "%s".', $data['name']));
             $result = $this->findAccountByName(null, $data, $expectedTypes[$transactionType]);
         }
+
+        // the account that Firefly III creates must be "creatable", aka select the one we can create from the list just in case
+        $creatableType = $this->getCreatableType($expectedTypes[$transactionType]);
+
+
         // if the result is NULL but the ID is set, an account could exist of the wrong type.
         // that data can be used to create a new account of the right type.
-        if (null === $result && null !== $data['id']) {
+        if (null === $result && null !== $data['id'] && null !== $creatableType) {
             Log::debug(sprintf('Account #%d may exist and be of the wrong type, use data to create one of the right type.', $data['id']));
             $temp = $this->findAccountById(['id' => $data['id']], []);
             if (null !== $temp) {
@@ -98,12 +103,12 @@ trait JournalServiceTrait
                     'number' => null,
                     'bic'    => null,
                 ];
-                $result   = $this->createAccount(null, $tempData, $expectedTypes[$transactionType][0]);
+                $result   = $this->createAccount(null, $tempData, $creatableType);
             }
         }
-        if (null === $result) {
+        if (null === $result && null !== $creatableType) {
             Log::debug('If nothing is found, create it.');
-            $result = $this->createAccount($result, $data, $expectedTypes[$transactionType][0]);
+            $result = $this->createAccount($result, $data, $creatableType);
         }
         if (null === $result) {
             Log::debug('If cant be created, return cash account.');
@@ -237,6 +242,24 @@ trait JournalServiceTrait
         return null;
     }
 
+    /**
+     * @param  array  $types
+     * @return null|string
+     */
+    private function getCreatableType(array $types): ?string
+    {
+        $result = null;
+        $list   = config('firefly.dynamic_creation_allowed');
+        /** @var string $type */
+        foreach ($types as $type) {
+            if (true === in_array($type, $list, true)) {
+                $result = $type;
+                break;
+            }
+        }
+        return $result;
+    }
+
     /**
      * @param  Account|null  $account
      * @param  array  $data
diff --git a/config/firefly.php b/config/firefly.php
index 442db08ccc..e5e44b3822 100644
--- a/config/firefly.php
+++ b/config/firefly.php
@@ -877,6 +877,7 @@ return [
     ],
     'can_have_virtual_amounts'  => [AccountType::ASSET],
     'can_have_opening_balance'  => [AccountType::ASSET, AccountType::LOAN, AccountType::DEBT, AccountType::MORTGAGE],
+    'dynamic_creation_allowed'  => [AccountType::EXPENSE, AccountType::REVENUE, AccountType::INITIAL_BALANCE, AccountType::RECONCILIATION],
     'valid_asset_fields'        => ['account_role', 'account_number', 'currency_id', 'BIC', 'include_net_worth'],
     'valid_cc_fields'           => ['account_role', 'cc_monthly_payment_date', 'cc_type', 'account_number', 'currency_id', 'BIC', 'include_net_worth'],
     'valid_account_fields'      => ['account_number', 'currency_id', 'BIC', 'interest', 'interest_period', 'include_net_worth', 'liability_direction'],