diff --git a/app/Console/Commands/Upgrade/UpgradesMultiPiggyBanks.php b/app/Console/Commands/Upgrade/UpgradesMultiPiggyBanks.php
index bf391a9916..94be3a5f3b 100644
--- a/app/Console/Commands/Upgrade/UpgradesMultiPiggyBanks.php
+++ b/app/Console/Commands/Upgrade/UpgradesMultiPiggyBanks.php
@@ -87,6 +87,11 @@ class UpgradesMultiPiggyBanks extends Command
 
     private function upgradePiggyBank(PiggyBank $piggyBank): void
     {
+        if(null === $piggyBank->account) {
+            // #10432 account has been deleted, delete piggy bank.
+            $piggyBank->delete();
+            return;
+        }
         $this->repository->setUser($piggyBank->account->user);
         $this->accountRepository->setUser($piggyBank->account->user);
         $repetition                         = $this->repository->getRepetition($piggyBank, true);