diff --git a/app/Services/Internal/Support/CreditRecalculateService.php b/app/Services/Internal/Support/CreditRecalculateService.php
index cea77d8518..034052e543 100644
--- a/app/Services/Internal/Support/CreditRecalculateService.php
+++ b/app/Services/Internal/Support/CreditRecalculateService.php
@@ -95,7 +95,7 @@ class CreditRecalculateService
         $destination = $this->getDestinationAccount($journal);
 
         // destination or source must be liability.
-        $valid       = config('firefly.valid_liabilities');
+        $valid = config('firefly.valid_liabilities');
         if (in_array($destination->accountType->type, $valid, true)) {
             $this->work[] = $destination;
         }
@@ -118,7 +118,7 @@ class CreditRecalculateService
     private function getAccountByDirection(TransactionJournal $journal, string $direction): Account
     {
         /** @var null|Transaction $transaction */
-        $transaction  = $journal->transactions()->where('amount', $direction, '0')->first();
+        $transaction = $journal->transactions()->where('amount', $direction, '0')->first();
         if (null === $transaction) {
             throw new FireflyException(sprintf('Cannot find "%s"-transaction of journal #%d', $direction, $journal->id));
         }
@@ -161,7 +161,7 @@ class CreditRecalculateService
         app('log')->debug(sprintf('Now processing account #%d ("%s"). All amounts with 2 decimals!', $account->id, $account->name));
         // get opening balance (if present)
         $this->repository->setUser($account->user);
-        $direction      = (string)$this->repository->getMetaValue($account, 'liability_direction');
+        $direction      = (string) $this->repository->getMetaValue($account, 'liability_direction');
         $openingBalance = $this->repository->getOpeningBalance($account);
         if (null !== $openingBalance) {
             app('log')->debug(sprintf('Found opening balance transaction journal #%d', $openingBalance->id));
@@ -170,12 +170,12 @@ class CreditRecalculateService
                 $this->validateOpeningBalance($account, $openingBalance);
             }
         }
-        $startOfDebt    = $this->repository->getOpeningBalanceAmount($account) ?? '0';
-        $leftOfDebt     = app('steam')->positive($startOfDebt);
+        $startOfDebt = $this->repository->getOpeningBalanceAmount($account) ?? '0';
+        $leftOfDebt  = app('steam')->positive($startOfDebt);
         app('log')->debug(sprintf('Start of debt is "%s", so initial left of debt is "%s"', app('steam')->bcround($startOfDebt, 2), app('steam')->bcround($leftOfDebt, 2)));
 
         /** @var AccountMetaFactory $factory */
-        $factory        = app(AccountMetaFactory::class);
+        $factory = app(AccountMetaFactory::class);
 
         // amount is positive or negative, doesn't matter.
         $factory->crud($account, 'start_of_debt', $startOfDebt);
@@ -183,12 +183,11 @@ class CreditRecalculateService
         app('log')->debug(sprintf('Debt direction is "%s"', $direction));
 
         // now loop all transactions (except opening balance and credit thing)
-        $transactions   = $account->transactions()
-            ->leftJoin('transaction_journals', 'transaction_journals.id', '=', 'transactions.transaction_journal_id')
-            ->orderBy('transaction_journals.date', 'ASC')
-            ->get(['transactions.*'])
-        ;
-        $total          = $transactions->count();
+        $transactions = $account->transactions()
+                                ->leftJoin('transaction_journals', 'transaction_journals.id', '=', 'transactions.transaction_journal_id')
+                                ->orderBy('transaction_journals.date', 'ASC')
+                                ->get(['transactions.*']);
+        $total        = $transactions->count();
         app('log')->debug(sprintf('Found %d transaction(s) to process.', $total));
 
         /** @var Transaction $transaction */
@@ -209,7 +208,7 @@ class CreditRecalculateService
         $source = $openingBalance->transactions()->where('amount', '<', 0)->first();
 
         /** @var Transaction $dest */
-        $dest   = $openingBalance->transactions()->where('amount', '>', 0)->first();
+        $dest = $openingBalance->transactions()->where('amount', '>', 0)->first();
         if ($source->account_id !== $account->id) {
             app('log')->info(sprintf('Liability #%d has a reversed opening balance. Will fix this now.', $account->id));
             app('log')->debug(sprintf('Source amount "%s" is now "%s"', $source->amount, app('steam')->positive($source->amount)));
@@ -241,7 +240,15 @@ class CreditRecalculateService
      */
     private function processTransaction(Account $account, string $direction, Transaction $transaction, string $leftOfDebt): string
     {
-        $journal         = $transaction->transactionJournal;
+        $journal = $transaction->transactionJournal;
+
+        // here be null pointers.
+        if (null === $journal) {
+            app('log')->warning(sprintf('Transaction #%d has no journal.', $transaction->id));
+            return $leftOfDebt;
+        }
+
+
         $foreignCurrency = $transaction->foreignCurrency;
         $accountCurrency = $this->repository->getAccountCurrency($account);
         $type            = $journal->transactionType->type;
@@ -260,10 +267,10 @@ class CreditRecalculateService
         Log::debug(sprintf('Liability direction is "%s"', $direction));
 
         // amount to use depends on the currency:
-        $usedAmount      = $this->getAmountToUse($transaction, $accountCurrency, $foreignCurrency);
-        $isSameAccount   = $account->id === $transaction->account_id;
-        $isDebit         = 'debit' === $direction;
-        $isCredit        = 'credit' === $direction;
+        $usedAmount    = $this->getAmountToUse($transaction, $accountCurrency, $foreignCurrency);
+        $isSameAccount = $account->id === $transaction->account_id;
+        $isDebit       = 'debit' === $direction;
+        $isCredit      = 'credit' === $direction;
 
         if ($isSameAccount && $isCredit && $this->isWithdrawalIn($usedAmount, $type)) { // case 1
             $usedAmount = app('steam')->positive($usedAmount);