diff --git a/database/seeders/ExchangeRateSeeder.php b/database/seeders/ExchangeRateSeeder.php
index df117a4f10..a46b56148e 100644
--- a/database/seeders/ExchangeRateSeeder.php
+++ b/database/seeders/ExchangeRateSeeder.php
@@ -29,7 +29,6 @@ use FireflyIII\Models\TransactionCurrency;
 use FireflyIII\User;
 use Illuminate\Database\Seeder;
 use Illuminate\Support\Collection;
-use Log;
 
 /**
  * Class ExchangeRateSeeder
@@ -45,27 +44,34 @@ class ExchangeRateSeeder extends Seeder
     {
         $count = User::count();
         if (0 === $count) {
-            Log::debug('Will not seed exchange rates yet.');
+            app('log')->debug('Will not seed exchange rates yet.');
             return;
         }
-        $users  = User::get();
-        $date   = config('cer.date');
-        $rates  = config('cer.rates');
+        $users = User::get();
+        $date = config('cer.date');
+        $rates = config('cer.rates');
         $usable = [];
-        foreach ($rates as $rate) {
-            $from = $this->getCurrency($rate[0]);
-            $to   = $this->getCurrency($rate[1]);
-            if (null !== $from && null !== $to) {
-                $usable[] = [$from, $to, $rate[2]];
+        $euro = $this->getCurrency('EUR');
+        if (null === $euro) {
+            return;
+        }
+        foreach ($rates as $currencyCode => $rate) {
+            // grab opposing currency
+            $foreign = $this->getCurrency($currencyCode);
+            if (null !== $foreign) {
+                // save rate in array:
+                $usable[] = [$foreign, $rate];
+                app('log')->debug(sprintf('Have default exchange rate from %s to %s.', $euro->code, $foreign->code));
             }
         }
-        unset($rates, $from, $to, $rate);
+        unset($rates, $foreign, $rate);
 
+        // for each user, for each rate, check and save
         /** @var User $user */
         foreach ($users as $user) {
             foreach ($usable as $rate) {
-                if (!$this->hasRate($user, $rate[0], $rate[1], $date)) {
-                    $this->addRate($user, $rate[0], $rate[1], $date, $rate[2]);
+                if (!$this->hasRate($user, $euro, $rate[0], $date)) {
+                    $this->addRate($user, $euro, $rate[0], $date, $rate[1]);
                 }
             }
         }
@@ -82,41 +88,41 @@ class ExchangeRateSeeder extends Seeder
     }
 
     /**
-     * @param User                $user
+     * @param User $user
      * @param TransactionCurrency $from
      * @param TransactionCurrency $to
-     * @param string              $date
+     * @param string $date
      *
      * @return bool
      */
     private function hasRate(User $user, TransactionCurrency $from, TransactionCurrency $to, string $date): bool
     {
         return $user->currencyExchangeRates()
-                    ->where('from_currency_id', $from->id)
-                    ->where('to_currency_id', $to->id)
-                    ->where('date', $date)
-                    ->count() > 0;
+                ->where('from_currency_id', $from->id)
+                ->where('to_currency_id', $to->id)
+                ->where('date', $date)
+                ->count() > 0;
     }
 
     /**
-     * @param User                $user
+     * @param User $user
      * @param TransactionCurrency $from
      * @param TransactionCurrency $to
-     * @param string              $date
-     * @param float               $rate
+     * @param string $date
+     * @param float $rate
      *
      * @return void
      */
     private function addRate(User $user, TransactionCurrency $from, TransactionCurrency $to, string $date, float $rate): void
     {
-        /** @var User $user */
         CurrencyExchangeRate::create(
             [
-                'user_id'          => $user->id,
+                'user_id' => $user->id,
+                'user_group_id' => $user->user_group_id ?? null,
                 'from_currency_id' => $from->id,
-                'to_currency_id'   => $to->id,
-                'date'             => $date,
-                'rate'             => $rate,
+                'to_currency_id' => $to->id,
+                'date' => $date,
+                'rate' => $rate,
             ]
         );
     }
diff --git a/resources/lang/en_US/firefly.php b/resources/lang/en_US/firefly.php
index 6c838d1dd1..3e19cb2fb6 100644
--- a/resources/lang/en_US/firefly.php
+++ b/resources/lang/en_US/firefly.php
@@ -2614,6 +2614,10 @@ return [
     'ale_action_remove_from_piggy'       => 'Piggy bank',
     'ale_action_add_tag'                 => 'Added tag',
 
+    // dashboard
+    'enable_auto_convert'                => 'Enable currency conversion',
+    'disable_auto_convert'               => 'Disable currency conversion',
+
 ];
 
 // Ignore this comment