diff --git a/app/Events/Model/Bill/WarnUserAboutOverdueSubscription.php b/app/Events/Model/Bill/WarnUserAboutOverdueSubscriptions.php
similarity index 57%
rename from app/Events/Model/Bill/WarnUserAboutOverdueSubscription.php
rename to app/Events/Model/Bill/WarnUserAboutOverdueSubscriptions.php
index 92d584750c..d7a4248778 100644
--- a/app/Events/Model/Bill/WarnUserAboutOverdueSubscription.php
+++ b/app/Events/Model/Bill/WarnUserAboutOverdueSubscriptions.php
@@ -6,12 +6,13 @@ namespace FireflyIII\Events\Model\Bill;
 
 use FireflyIII\Events\Event;
 use FireflyIII\Models\Bill;
+use FireflyIII\User;
 use Illuminate\Queue\SerializesModels;
 
-class WarnUserAboutOverdueSubscription extends Event
+class WarnUserAboutOverdueSubscriptions extends Event
 {
     use SerializesModels;
 
-    public function __construct(public Bill $bill, public array $dates) {}
+    public function __construct(public User $user, public array $overdue) {}
 
 }
diff --git a/app/Handlers/Events/BillEventHandler.php b/app/Handlers/Events/BillEventHandler.php
index 4a5445af96..37210c1f9a 100644
--- a/app/Handlers/Events/BillEventHandler.php
+++ b/app/Handlers/Events/BillEventHandler.php
@@ -26,9 +26,10 @@ namespace FireflyIII\Handlers\Events;
 
 use Exception;
 use FireflyIII\Events\Model\Bill\WarnUserAboutBill;
-use FireflyIII\Events\Model\Bill\WarnUserAboutOverdueSubscription;
+use FireflyIII\Events\Model\Bill\WarnUserAboutOverdueSubscriptions;
+use FireflyIII\Models\Bill;
 use FireflyIII\Notifications\User\BillReminder;
-use FireflyIII\Notifications\User\SubscriptionOverdueReminder;
+use FireflyIII\Notifications\User\SubscriptionsOverdueReminder;
 use FireflyIII\Support\Facades\Preferences;
 use Illuminate\Support\Facades\Log;
 use Illuminate\Support\Facades\Notification;
@@ -38,47 +39,65 @@ use Illuminate\Support\Facades\Notification;
  */
 class BillEventHandler
 {
-    public function warnAboutOverdueSubscription(WarnUserAboutOverdueSubscription $event): void
+    public function warnAboutOverdueSubscriptions(WarnUserAboutOverdueSubscriptions $event): void
     {
-        $bill             = $event->bill;
-        $dates            = $event->dates;
-
-        $key              = sprintf('bill_overdue_%s_%s', $bill->id, substr(hash('sha256', json_encode($dates['pay_dates'], JSON_THROW_ON_ERROR)), 0, 10));
-        $pref             = Preferences::getForUser($bill->user, $key, false);
-        if (true === $pref->data) {
-            Log::debug(sprintf('User %s has already been warned about overdue subscription %s.', $bill->user->id, $bill->id));
-
-            return;
+        Log::debug(sprintf('Now in %s', __METHOD__));
+        // make sure user does not get the warning twice.
+        $overdue    = $event->overdue;
+        $user       = $event->user;
+        $toBeWarned = [];
+        Log::debug(sprintf('%d bills to warn about.', count($overdue)));
+        foreach ($overdue as $item) {
+            /** @var Bill $bill */
+            $bill = $item['bill'];
+            $key  = sprintf('bill_overdue_%s_%s', $bill->id, substr(hash('sha256', json_encode($item['dates']['pay_dates'], JSON_THROW_ON_ERROR)), 0, 10));
+            $pref = Preferences::getForUser($bill->user, $key, false);
+            if (true === $pref->data) {
+                Log::debug(sprintf('User #%d has already been warned about overdue subscription #%d.', $bill->user->id, $bill->id));
+                continue;
+            }
+            $toBeWarned[] = $item;
         }
+        unset($bill);
+        Log::debug(sprintf('Now %d bills to warn about.', count($toBeWarned)));
 
         /** @var bool $sendNotification */
-        $sendNotification = Preferences::getForUser($bill->user, 'notification_bill_reminder', true)->data;
-
-        if (true === $sendNotification) {
-            Log::debug('Will warning about overdue subscription.');
-            Preferences::setForUser($bill->user, $key, true);
-
-            try {
-                Notification::send($bill->user, new SubscriptionOverdueReminder($bill, $dates));
-            } catch (Exception $e) {
-                $message = $e->getMessage();
-                if (str_contains($message, 'Bcc')) {
-                    Log::warning('[Bcc] Could not send notification. Please validate your email settings, use the .env.example file as a guide.');
-
-                    return;
-                }
-                if (str_contains($message, 'RFC 2822')) {
-                    Log::warning('[RFC] Could not send notification. Please validate your email settings, use the .env.example file as a guide.');
-
-                    return;
-                }
-                Log::error($e->getMessage());
-                Log::error($e->getTraceAsString());
-            }
-
+        $sendNotification = Preferences::getForUser($user, 'notification_bill_reminder', true)->data;
+        if (false === $sendNotification) {
+            Log::debug('User has disabled bill reminders.');
             return;
         }
-        Log::debug('User has disabled bill reminders.');
+        Log::debug(sprintf('Will warning about %d overdue subscription(s).', count($toBeWarned)));
+        if (0 === count($toBeWarned)) {
+            Log::debug('No overdue subscriptions to warn about.');
+            return;
+        }
+        foreach ($toBeWarned as $item) {
+            /** @var Bill $bill */
+            $bill = $item['bill'];
+            $key  = sprintf('bill_overdue_%s_%s', $bill->id, substr(hash('sha256', json_encode($item['dates']['pay_dates'], JSON_THROW_ON_ERROR)), 0, 10));
+            Preferences::setForUser($bill->user, $key, true);
+        }
+        Log::warning('should hit this ONCE');
+        try {
+            Notification::send($user, new SubscriptionsOverdueReminder($overdue));
+        } catch (Exception $e) {
+            $message = $e->getMessage();
+            if (str_contains($message, 'Bcc')) {
+                Log::warning('[Bcc] Could not send notification. Please validate your email settings, use the .env.example file as a guide.');
+
+                return;
+            }
+            if (str_contains($message, 'RFC 2822')) {
+                Log::warning('[RFC] Could not send notification. Please validate your email settings, use the .env.example file as a guide.');
+
+                return;
+            }
+            Log::error($e->getMessage());
+            Log::error($e->getTraceAsString());
+        }
+
+
     }
 
     public function warnAboutBill(WarnUserAboutBill $event): void
diff --git a/app/Jobs/WarnAboutBills.php b/app/Jobs/WarnAboutBills.php
index ee5655b028..20c6fd090e 100644
--- a/app/Jobs/WarnAboutBills.php
+++ b/app/Jobs/WarnAboutBills.php
@@ -26,10 +26,11 @@ namespace FireflyIII\Jobs;
 
 use Carbon\Carbon;
 use FireflyIII\Events\Model\Bill\WarnUserAboutBill;
-use FireflyIII\Events\Model\Bill\WarnUserAboutOverdueSubscription;
+use FireflyIII\Events\Model\Bill\WarnUserAboutOverdueSubscriptions;
 use FireflyIII\Models\Bill;
 use FireflyIII\Support\Facades\Navigation;
 use FireflyIII\Support\JsonApi\Enrichments\SubscriptionEnrichment;
+use FireflyIII\User;
 use Illuminate\Bus\Queueable;
 use Illuminate\Contracts\Queue\ShouldQueue;
 use Illuminate\Foundation\Bus\Dispatchable;
@@ -55,12 +56,12 @@ class WarnAboutBills implements ShouldQueue
      */
     public function __construct(?Carbon $date)
     {
-        $newDate     = new Carbon();
+        $newDate = new Carbon();
         $newDate->startOfDay();
-        $this->date  = $newDate;
+        $this->date = $newDate;
 
         if ($date instanceof Carbon) {
-            $newDate    = clone $date;
+            $newDate = clone $date;
             $newDate->startOfDay();
             $this->date = $newDate;
         }
@@ -76,28 +77,29 @@ class WarnAboutBills implements ShouldQueue
     public function handle(): void
     {
         Log::debug(sprintf('Now at start of WarnAboutBills() job for %s.', $this->date->format('D d M Y')));
-        $bills = Bill::all();
-
-        /** @var Bill $bill */
-        foreach ($bills as $bill) {
-            Log::debug(sprintf('Now checking bill #%d ("%s")', $bill->id, $bill->name));
-            $dates = $this->getDates($bill);
-            if ($this->needsOverdueAlert($dates)) {
-                $this->sendOverdueAlert($bill, $dates);
-            }
-            if ($this->hasDateFields($bill)) {
-                if ($this->needsWarning($bill, 'end_date')) {
-                    $this->sendWarning($bill, 'end_date');
+        foreach (User::all() as $user) {
+            $bills   = $user->bills()->where('active', true)->get();
+            $overdue = [];
+            /** @var Bill $bill */
+            foreach ($bills as $bill) {
+                Log::debug(sprintf('Now checking bill #%d ("%s")', $bill->id, $bill->name));
+                $dates = $this->getDates($bill);
+                if ($this->needsOverdueAlert($dates)) {
+                    $overdue[] = ['bill' => $bill, 'dates' => $dates];
                 }
-                if ($this->needsWarning($bill, 'extension_date')) {
-                    $this->sendWarning($bill, 'extension_date');
+                if ($this->hasDateFields($bill)) {
+                    if ($this->needsWarning($bill, 'end_date')) {
+                        $this->sendWarning($bill, 'end_date');
+                    }
+                    if ($this->needsWarning($bill, 'extension_date')) {
+                        $this->sendWarning($bill, 'extension_date');
+                    }
                 }
             }
+            $this->sendOverdueAlerts($user, $overdue);
         }
         Log::debug('Done with handle()');
 
-        // clear cache:
-        app('preferences')->mark();
     }
 
     private function hasDateFields(Bill $bill): bool
@@ -148,7 +150,7 @@ class WarnAboutBills implements ShouldQueue
 
     public function setDate(Carbon $date): void
     {
-        $newDate    = clone $date;
+        $newDate = clone $date;
         $newDate->startOfDay();
         $this->date = $newDate;
     }
@@ -168,7 +170,7 @@ class WarnAboutBills implements ShouldQueue
         $enrichment->setUser($bill->user);
         $enrichment->setStart($start);
         $enrichment->setEnd($end);
-        $single     = $enrichment->enrichSingle($bill);
+        $single = $enrichment->enrichSingle($bill);
 
         return [
             'pay_dates'  => $single->meta['pay_dates'] ?? [],
@@ -178,7 +180,7 @@ class WarnAboutBills implements ShouldQueue
 
     private function needsOverdueAlert(array $dates): bool
     {
-        $count    = count($dates['pay_dates']) - count($dates['paid_dates']);
+        $count = count($dates['pay_dates']) - count($dates['paid_dates']);
         if (0 === $count || 0 === count($dates['pay_dates'])) {
             return false;
         }
@@ -186,7 +188,7 @@ class WarnAboutBills implements ShouldQueue
         $earliest = new Carbon($dates['pay_dates'][0]);
         $earliest->startOfDay();
         Log::debug(sprintf('Earliest expected pay date is %s', $earliest->toAtomString()));
-        $diff     = $earliest->diffInDays($this->date);
+        $diff = $earliest->diffInDays($this->date);
         Log::debug(sprintf('Difference in days is %s', $diff));
         if ($diff < 2) {
             return false;
@@ -195,9 +197,11 @@ class WarnAboutBills implements ShouldQueue
         return true;
     }
 
-    private function sendOverdueAlert(Bill $bill, array $dates): void
+    private function sendOverdueAlerts(User $user, array $overdue): void
     {
-        Log::debug('Will now send warning about overdue bill.');
-        event(new WarnUserAboutOverdueSubscription($bill, $dates));
+        if (count($overdue) > 0) {
+            Log::debug(sprintf('Will now send warning about overdue bill for user #%d.', $user->id));
+            event(new WarnUserAboutOverdueSubscriptions($user, $overdue));
+        }
     }
 }
diff --git a/app/Notifications/User/SubscriptionOverdueReminder.php b/app/Notifications/User/SubscriptionsOverdueReminder.php
similarity index 57%
rename from app/Notifications/User/SubscriptionOverdueReminder.php
rename to app/Notifications/User/SubscriptionsOverdueReminder.php
index 80843ea8e8..5684e5ef28 100644
--- a/app/Notifications/User/SubscriptionOverdueReminder.php
+++ b/app/Notifications/User/SubscriptionsOverdueReminder.php
@@ -5,7 +5,6 @@ declare(strict_types=1);
 namespace FireflyIII\Notifications\User;
 
 use Carbon\Carbon;
-use FireflyIII\Models\Bill;
 use FireflyIII\Notifications\ReturnsAvailableChannels;
 use FireflyIII\Notifications\ReturnsSettings;
 use FireflyIII\User;
@@ -15,11 +14,13 @@ use Illuminate\Notifications\Messages\SlackMessage;
 use Illuminate\Notifications\Notification;
 use NotificationChannels\Pushover\PushoverMessage;
 
-class SubscriptionOverdueReminder extends Notification
+class SubscriptionsOverdueReminder extends Notification
 {
     use Queueable;
 
-    public function __construct(private Bill $bill, private array $dates) {}
+    public function __construct(private array $overdue)
+    {
+    }
 
     /**
      * @SuppressWarnings("PHPMD.UnusedFormalParameter")
@@ -35,23 +36,31 @@ class SubscriptionOverdueReminder extends Notification
      */
     public function toMail(User $notifiable): MailMessage
     {
-        // format the dates in a human-readable way
-        $this->dates['pay_dates'] = array_map(
-            static function (string $date): string {
-                return new Carbon($date)->isoFormat((string) trans('config.month_and_day_moment_js'));
-            },
-            $this->dates['pay_dates']
-        );
-
+        // format the data
+        $info = [];
+        $count = 0;
+        foreach ($this->overdue as $item) {
+            $current              = [
+                'bill' => $item['bill'],
+            ];
+            $current['pay_dates'] = array_map(
+                static function (string $date): string {
+                    return new Carbon($date)->isoFormat((string)trans('config.month_and_day_moment_js'));
+                }, $item['dates']['pay_dates']);
+            $info[]               = $current;
+            $count++;
+        }
         return new MailMessage()
-            ->markdown('emails.subscription-overdue-warning', ['bill' => $this->bill, 'dates' => $this->dates])
-            ->subject($this->getSubject())
-        ;
+            ->markdown('emails.subscriptions-overdue-warning', ['info' => $info,'count' => $count])
+            ->subject($this->getSubject());
     }
 
     private function getSubject(): string
     {
-        return (string) trans('email.subscription_overdue_subject', ['name' => $this->bill->name]);
+        if (count($this->overdue) > 1) {
+            return (string)trans('email.subscriptions_overdue_subject_multi', ['count' => count($this->overdue)]);
+        }
+        return (string)trans('email.subscriptions_overdue_subject_single');
     }
 
     public function toNtfy(User $notifiable): Message
@@ -60,7 +69,7 @@ class SubscriptionOverdueReminder extends Notification
         $message  = new Message();
         $message->topic($settings['ntfy_topic']);
         $message->title($this->getSubject());
-        $message->body((string) trans('email.bill_warning_please_action'));
+        $message->body((string)trans('email.bill_warning_please_action'));
 
         return $message;
     }
@@ -70,9 +79,8 @@ class SubscriptionOverdueReminder extends Notification
      */
     public function toPushover(User $notifiable): PushoverMessage
     {
-        return PushoverMessage::create((string) trans('email.bill_warning_please_action'))
-            ->title($this->getSubject())
-        ;
+        return PushoverMessage::create((string)trans('email.bill_warning_please_action'))
+                              ->title($this->getSubject());
     }
 
     /**
@@ -86,10 +94,9 @@ class SubscriptionOverdueReminder extends Notification
         return new SlackMessage()
             ->warning()
             ->attachment(static function ($attachment) use ($bill, $url): void {
-                $attachment->title((string) trans('firefly.visit_bill', ['name' => $bill->name]), $url);
+                $attachment->title((string)trans('firefly.visit_bill', ['name' => $bill->name]), $url);
             })
-            ->content($this->getSubject())
-        ;
+            ->content($this->getSubject());
     }
 
     /**
diff --git a/app/Providers/EventServiceProvider.php b/app/Providers/EventServiceProvider.php
index 862658ca3a..ede84b5ea4 100644
--- a/app/Providers/EventServiceProvider.php
+++ b/app/Providers/EventServiceProvider.php
@@ -28,7 +28,7 @@ use FireflyIII\Events\Admin\InvitationCreated;
 use FireflyIII\Events\DestroyedTransactionGroup;
 use FireflyIII\Events\DetectedNewIPAddress;
 use FireflyIII\Events\Model\Bill\WarnUserAboutBill;
-use FireflyIII\Events\Model\Bill\WarnUserAboutOverdueSubscription;
+use FireflyIII\Events\Model\Bill\WarnUserAboutOverdueSubscriptions;
 use FireflyIII\Events\Model\BudgetLimit\Created;
 use FireflyIII\Events\Model\BudgetLimit\Deleted;
 use FireflyIII\Events\Model\BudgetLimit\Updated;
@@ -203,8 +203,8 @@ class EventServiceProvider extends ServiceProvider
             WarnUserAboutBill::class                => [
                 'FireflyIII\Handlers\Events\BillEventHandler@warnAboutBill',
             ],
-            WarnUserAboutOverdueSubscription::class => [
-                'FireflyIII\Handlers\Events\BillEventHandler@warnAboutOverdueSubscription',
+            WarnUserAboutOverdueSubscriptions::class => [
+                'FireflyIII\Handlers\Events\BillEventHandler@warnAboutOverdueSubscriptions',
             ],
 
             // audit log events:
diff --git a/resources/lang/en_US/email.php b/resources/lang/en_US/email.php
index 5531caac6d..bdf8a2ce0f 100644
--- a/resources/lang/en_US/email.php
+++ b/resources/lang/en_US/email.php
@@ -139,10 +139,11 @@ return [
     'new_journals_header'                         => 'Firefly III has created a transaction for you. You can find it in your Firefly III installation:|Firefly III has created :count transactions for you. You can find them in your Firefly III installation:',
 
     // subscription is overdue.
-    'subscription_overdue_subject'               => 'Your subscription ":name" is overdue to be paid',
-    'subscription_overdue_warning_intro' => 'Your subscription ":name" is overdue to be paid. At the following date(s) a payment was expected, but it has not yet arrived.',
-    'subscription_overdue_please_action' => 'Perhaps you have simply not linked the transaction to subscription ":name". In that case, please do so. You will NOT get another warning about this overdue bill.',
-    'subscription_overdue_outro' => 'If you believe this message is wrong, please contact the Firefly III developer.',
+    'subscriptions_overdue_subject_multi'               => 'You have :count subscriptions that are overdue to be paid',
+    'subscriptions_overdue_subject_single'               => 'You have a subscription that is overdue to be paid',
+    'subscriptions_overdue_warning_intro' => 'You have :count subscription(s) that are overdue to be paid. At the following date(s) a payment was expected, but it has not yet arrived.',
+    'subscriptions_overdue_please_action' => 'Perhaps you have simply not linked a transaction to these subscription(s). In that case, please do so. You will NOT get another warning about these overdue bill(s).',
+    'subscriptions_overdue_outro' => 'If you believe this message is wrong, please contact the Firefly III developer.',
     // bill warning
     'bill_warning_subject_end_date'               => 'Your subscription ":name" is due to end in :diff days',
     'bill_warning_subject_now_end_date'           => 'Your subscription ":name" is due to end TODAY',
diff --git a/resources/views/emails/subscription-overdue-warning.blade.php b/resources/views/emails/subscription-overdue-warning.blade.php
deleted file mode 100644
index 228ccc843f..0000000000
--- a/resources/views/emails/subscription-overdue-warning.blade.php
+++ /dev/null
@@ -1,10 +0,0 @@
-@component('mail::message')
-{{ trans('email.subscription_overdue_warning_intro', ['name' => $bill->name]) }}
-
-@foreach($dates['pay_dates'] as $date)
-  - {{ $date }}
-@endforeach
-
-{{ trans('email.subscription_overdue_please_action', ['name' => $bill->name]) }}
-
-@endcomponent
diff --git a/resources/views/emails/subscriptions-overdue-warning.blade.php b/resources/views/emails/subscriptions-overdue-warning.blade.php
new file mode 100644
index 0000000000..afdef5e172
--- /dev/null
+++ b/resources/views/emails/subscriptions-overdue-warning.blade.php
@@ -0,0 +1,17 @@
+@component('mail::message')
+{{ trans('email.subscriptions_overdue_warning_intro', ['count' => $count]) }}
+
+@foreach($info as $row)
+- {{ $row['bill']->name }}:
+  @foreach($row['pay_dates'] as $date)
+  - {{ $date }}
+@endforeach
+@endforeach
+
+{{ trans('email.subscriptions_overdue_please_action') }}
+
+{{ trans('email.subscriptions_overdue_outro') }}
+
+
+
+@endcomponent